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	<title>TopInvestorZone.com</title>
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	<link>http://topinvestorzone.com</link>
	<description>How to Invest Your Money for a Secure Future</description>
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		<title>How to Pay Down Credit Card Debt When Times Are Hard</title>
		<link>http://topinvestorzone.com/34/how-to-pay-down-credit-card-debt-when-times-are-hard/</link>
		<comments>http://topinvestorzone.com/34/how-to-pay-down-credit-card-debt-when-times-are-hard/#comments</comments>
		<pubDate>Thu, 02 Sep 2010 11:23:43 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance Software]]></category>
		<category><![CDATA[Article Text]]></category>
		<category><![CDATA[Cash Expenses]]></category>
		<category><![CDATA[Credit Card Charges]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Credit Card Statements]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Options]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Decline]]></category>
		<category><![CDATA[Discretionary Spending]]></category>
		<category><![CDATA[Economic Activity]]></category>
		<category><![CDATA[Economic Downturn]]></category>
		<category><![CDATA[Economic Times]]></category>
		<category><![CDATA[Gaze]]></category>
		<category><![CDATA[gnucash reviews]]></category>
		<category><![CDATA[Good Times]]></category>
		<category><![CDATA[Living Expenses]]></category>
		<category><![CDATA[Losing Your Job]]></category>
		<category><![CDATA[Manageable Level]]></category>
		<category><![CDATA[Minimum Payment]]></category>
		<category><![CDATA[moneydance reviews]]></category>
		<category><![CDATA[Net Income]]></category>
		<category><![CDATA[personal finance software cnet]]></category>
		<category><![CDATA[Personal Finance Software Reviews]]></category>
		<category><![CDATA[quicken deluxe]]></category>
		<category><![CDATA[quicken reviews]]></category>
		<category><![CDATA[quicken starter reviews]]></category>

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		<description><![CDATA[

Keep track of all your cash expenses &#8211; they can add up to a significant amount.

Separate your expenses between essential and discretionary, and prepare a budget.

Pay more than the minimum payment &#8211; pay as much as you can each month.




=&#8221;article_text&#8221;>
It may seem counterintuitive to try to pay down credit card debt when times are hard. [...]]]></description>
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		<item>
		<title>Personal Finance Ebooks for Kindle Under $1</title>
		<link>http://topinvestorzone.com/33/personal-finance-ebooks-for-kindle-under-1/</link>
		<comments>http://topinvestorzone.com/33/personal-finance-ebooks-for-kindle-under-1/#comments</comments>
		<pubDate>Sun, 22 Aug 2010 19:10:47 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Investing Books]]></category>
		<category><![CDATA[Allotment]]></category>
		<category><![CDATA[Amazon Website]]></category>
		<category><![CDATA[Books Section]]></category>
		<category><![CDATA[Budget]]></category>
		<category><![CDATA[buying ebooks]]></category>
		<category><![CDATA[Catch 22]]></category>
		<category><![CDATA[Download Ebooks]]></category>
		<category><![CDATA[Ebook Reader]]></category>
		<category><![CDATA[Ebooks Download]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[financial ebooks]]></category>
		<category><![CDATA[free investing ebooks]]></category>
		<category><![CDATA[Garage Sale]]></category>
		<category><![CDATA[investing audio books]]></category>
		<category><![CDATA[investing ebook reader]]></category>
		<category><![CDATA[Investing Ebooks]]></category>
		<category><![CDATA[Left Hand Side]]></category>
		<category><![CDATA[Maximizing Your Profits]]></category>
		<category><![CDATA[Ogle]]></category>
		<category><![CDATA[Personal Finance Books]]></category>
		<category><![CDATA[Pinchpenny]]></category>
		<category><![CDATA[real estate investing ebooks]]></category>
		<category><![CDATA[Surviving The Holidays]]></category>

		<guid isPermaLink="false">http://topinvestorzone.com/33/personal-finance-ebooks-for-kindle-under-1/</guid>
		<description><![CDATA[In today&#8217;s economy we all need a little help with our budgeting and our finances. The Catch-22 of that is that we don&#8217;t have the cash to get the items we need to work on our budget and finances. Well there are currently over a dozen ebooks available right now on Amazon for under $1, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Exchanging Foreign Currency in Arizona</title>
		<link>http://topinvestorzone.com/32/exchanging-foreign-currency-in-arizona/</link>
		<comments>http://topinvestorzone.com/32/exchanging-foreign-currency-in-arizona/#comments</comments>
		<pubDate>Fri, 06 Aug 2010 14:15:26 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Foreign Exchange]]></category>
		<category><![CDATA[Alliance Bank Of Arizona]]></category>
		<category><![CDATA[Arizon]]></category>
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		<category><![CDATA[Chandler Boulevard]]></category>
		<category><![CDATA[Chaparral Road]]></category>
		<category><![CDATA[Chase Bank]]></category>
		<category><![CDATA[Commonwealth Avenue]]></category>
		<category><![CDATA[Exchanging Foreign Currency]]></category>
		<category><![CDATA[Foreign Currency Exchange]]></category>
		<category><![CDATA[foreign exchange calculator]]></category>
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		<category><![CDATA[Gilbert Road]]></category>
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		<category><![CDATA[Lowell Drive]]></category>
		<category><![CDATA[National Bank Of Arizona]]></category>
		<category><![CDATA[North Oracle Road]]></category>
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		<category><![CDATA[thomas cook foreign exchange rates]]></category>
		<category><![CDATA[Washington Mutual]]></category>
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		<category><![CDATA[yahoo foreign exchange rates]]></category>

		<guid isPermaLink="false">http://topinvestorzone.com/32/exchanging-foreign-currency-in-arizona/</guid>
		<description><![CDATA[I travel often for my job and for leisure. These travels are sometimes International so I often come back with extra foreign currency that I need to exchange. All 50 US states provide several locations in which you can do this. I have discovered several banks in Arizona that will exchange your foreign currency. There [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Secret to Having More Cash and Handling Your Money Successfully</title>
		<link>http://topinvestorzone.com/31/the-secret-to-having-more-cash-and-handling-your-money-successfully/</link>
		<comments>http://topinvestorzone.com/31/the-secret-to-having-more-cash-and-handling-your-money-successfully/#comments</comments>
		<pubDate>Wed, 04 Aug 2010 13:00:11 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Money Management]]></category>
		<category><![CDATA[American Bankruptcy Institute]]></category>
		<category><![CDATA[Careful Attention]]></category>
		<category><![CDATA[Cash Money]]></category>
		<category><![CDATA[Consumers]]></category>
		<category><![CDATA[Credit Card Payment]]></category>
		<category><![CDATA[Decisions]]></category>
		<category><![CDATA[Farmers]]></category>
		<category><![CDATA[Few Days]]></category>
		<category><![CDATA[Flocks]]></category>
		<category><![CDATA[Good Managers]]></category>
		<category><![CDATA[Herds]]></category>
		<category><![CDATA[Intention]]></category>
		<category><![CDATA[Love]]></category>
		<category><![CDATA[Microsoft Money]]></category>
		<category><![CDATA[microsoft money 2009]]></category>
		<category><![CDATA[microsoft money promo code]]></category>
		<category><![CDATA[microsoft money review]]></category>
		<category><![CDATA[Money Work]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Paycheck To Paycheck]]></category>
		<category><![CDATA[Proverbs]]></category>
		<category><![CDATA[Wall Street]]></category>
		<category><![CDATA[Wall Street Journal]]></category>

		<guid isPermaLink="false">http://topinvestorzone.com/31/the-secret-to-having-more-cash-and-handling-your-money-successfully/</guid>
		<description><![CDATA[If you work for (yourname) incorporated, and you are handling all the money for that company the intention you handle the money in your life, would you fire yourself?

It is not effortless to know where your money is going. Farmers are good managers. They have to be or they will lose a lot of what [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Organizational Behavior</title>
		<link>http://topinvestorzone.com/30/organizational-behavior/</link>
		<comments>http://topinvestorzone.com/30/organizational-behavior/#comments</comments>
		<pubDate>Sun, 01 Aug 2010 17:21:03 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Investing 101]]></category>
		<category><![CDATA[Competency]]></category>
		<category><![CDATA[Contrivance]]></category>
		<category><![CDATA[Education Experience]]></category>
		<category><![CDATA[Emotional Intelligence]]></category>
		<category><![CDATA[Group Experience]]></category>
		<category><![CDATA[Hr Management]]></category>
		<category><![CDATA[Hr Managers]]></category>
		<category><![CDATA[Hr Professionals]]></category>
		<category><![CDATA[Human Resource Management]]></category>
		<category><![CDATA[Human Resource Professionals]]></category>
		<category><![CDATA[Human Resources Field]]></category>
		<category><![CDATA[Human Resources Professionals]]></category>
		<category><![CDATA[investment banking 101]]></category>
		<category><![CDATA[Losey]]></category>
		<category><![CDATA[Management Deal]]></category>
		<category><![CDATA[Management Issues]]></category>
		<category><![CDATA[mutual funds 101]]></category>
		<category><![CDATA[New Breed]]></category>
		<category><![CDATA[Online Investing 101]]></category>
		<category><![CDATA[online trading investment simulator]]></category>
		<category><![CDATA[Organizational Behavior]]></category>
		<category><![CDATA[Osha Regulation]]></category>
		<category><![CDATA[Professional Organizations]]></category>
		<category><![CDATA[World Of Today]]></category>

		<guid isPermaLink="false">http://topinvestorzone.com/30/organizational-behavior/</guid>
		<description><![CDATA[Human Resource Management, Summer 1999, Vol. 38, No. 2, pp. 99-102
&#8220;Mastering the Competencies of HR Management&#8221; by Michael R. Losey
Michael R. Losey&#8217;s article on the competencies of HR management deal mainly
with Losey&#8217;s own contrivance: The Losey Competency Equation. Apart from it&#8217;s use as a tool to gauge the competency of Human Resources Professionals, as Losey [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Prioritizing Your Retirement Accounts</title>
		<link>http://topinvestorzone.com/29/prioritizing-your-retirement-accounts/</link>
		<comments>http://topinvestorzone.com/29/prioritizing-your-retirement-accounts/#comments</comments>
		<pubDate>Sat, 31 Jul 2010 11:39:16 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Investing Mutual Funds]]></category>
		<category><![CDATA[401k Plans]]></category>
		<category><![CDATA[Compound Interest]]></category>
		<category><![CDATA[Corporate Ladder]]></category>
		<category><![CDATA[Decades]]></category>
		<category><![CDATA[Delineation]]></category>
		<category><![CDATA[Federal Government]]></category>
		<category><![CDATA[Fifty Years]]></category>
		<category><![CDATA[forbes mutual funds]]></category>
		<category><![CDATA[Gain Space]]></category>
		<category><![CDATA[Gold Watch]]></category>
		<category><![CDATA[investopedia bonds]]></category>
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		<category><![CDATA[Match]]></category>
		<category><![CDATA[options mutual funds]]></category>
		<category><![CDATA[Pensions]]></category>
		<category><![CDATA[Privilege]]></category>
		<category><![CDATA[Retirement Accounts]]></category>
		<category><![CDATA[Retirement Plan]]></category>
		<category><![CDATA[Retirement Plans]]></category>
		<category><![CDATA[Roth Ira]]></category>
		<category><![CDATA[Saving For Retirement]]></category>
		<category><![CDATA[Staple]]></category>
		<category><![CDATA[Traditional Ira]]></category>
		<category><![CDATA[Wayside]]></category>

		<guid isPermaLink="false">http://topinvestorzone.com/29/prioritizing-your-retirement-accounts/</guid>
		<description><![CDATA[Fifty years ago if you worked for a company, chances are you would finish there for a very long time, perhaps most of your career. You would work hard, try to move up the corporate ladder, and by the time you hit age 65, you were a staple at the company, and have the privilege [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Hard Money and Other Creative Investment Systems</title>
		<link>http://topinvestorzone.com/28/hard-money-and-other-creative-investment-systems/</link>
		<comments>http://topinvestorzone.com/28/hard-money-and-other-creative-investment-systems/#comments</comments>
		<pubDate>Thu, 29 Jul 2010 18:38:26 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance Articles]]></category>
		<category><![CDATA[Bank One]]></category>
		<category><![CDATA[dave ramsey articles]]></category>
		<category><![CDATA[debt management articles]]></category>
		<category><![CDATA[Equilibrium]]></category>
		<category><![CDATA[Escrow]]></category>
		<category><![CDATA[Hard Money]]></category>
		<category><![CDATA[Individual Investors]]></category>
		<category><![CDATA[Instances]]></category>
		<category><![CDATA[Insurance Funds]]></category>
		<category><![CDATA[Investment Systems]]></category>
		<category><![CDATA[Money Funds]]></category>
		<category><![CDATA[Money Loan]]></category>
		<category><![CDATA[Money Management Articles]]></category>
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		<category><![CDATA[Mortgage Banks]]></category>
		<category><![CDATA[Mortgage Investors]]></category>
		<category><![CDATA[Mortgage Note]]></category>
		<category><![CDATA[Paperwork]]></category>
		<category><![CDATA[Private Mortgage]]></category>
		<category><![CDATA[Real Estate Finance]]></category>
		<category><![CDATA[saving money articles]]></category>
		<category><![CDATA[Seller Financing]]></category>
		<category><![CDATA[Stock Market Investor]]></category>
		<category><![CDATA[suze orman articles]]></category>
		<category><![CDATA[Tax Situation]]></category>
		<category><![CDATA[Venture Capital]]></category>

		<guid isPermaLink="false">http://topinvestorzone.com/28/hard-money-and-other-creative-investment-systems/</guid>
		<description><![CDATA[The world of real estate finance is made up of buyers, sellers, lenders and the applicable property. In most states, to complete a transaction, there is the action of an escrow closing. When the buyer of a property needs, external to his have equity, more cash to complete a transaction, he must seek either an [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Top 10 Web Sites for Voluntary Simplicity and Frugal Living</title>
		<link>http://topinvestorzone.com/27/top-10-web-sites-for-voluntary-simplicity-and-frugal-living/</link>
		<comments>http://topinvestorzone.com/27/top-10-web-sites-for-voluntary-simplicity-and-frugal-living/#comments</comments>
		<pubDate>Mon, 26 Jul 2010 00:27:30 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance Basics]]></category>
		<category><![CDATA[Affluenza]]></category>
		<category><![CDATA[Beauty Tips]]></category>
		<category><![CDATA[best personal finance book]]></category>
		<category><![CDATA[Busting At The Seams]]></category>
		<category><![CDATA[Clutter]]></category>
		<category><![CDATA[Extreme Measures]]></category>
		<category><![CDATA[Frugal Living]]></category>
		<category><![CDATA[Gamut]]></category>
		<category><![CDATA[guide to understanding personal finance]]></category>
		<category><![CDATA[Home Heating]]></category>
		<category><![CDATA[How To Change Your Life]]></category>
		<category><![CDATA[idiots guide personal finance]]></category>
		<category><![CDATA[Kcts]]></category>
		<category><![CDATA[Materialistic Lifestyle]]></category>
		<category><![CDATA[Organic Pest Control]]></category>
		<category><![CDATA[Pbs]]></category>
		<category><![CDATA[Pbs Series]]></category>
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		<category><![CDATA[personal finance case studies]]></category>
		<category><![CDATA[Personal Finance Study Guide]]></category>
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		<category><![CDATA[Simplicity And Frugality]]></category>
		<category><![CDATA[Suite 101]]></category>
		<category><![CDATA[Voluntary Simplicity]]></category>
		<category><![CDATA[Ways To Conserve Water]]></category>
		<category><![CDATA[Web Area]]></category>

		<guid isPermaLink="false">http://topinvestorzone.com/27/top-10-web-sites-for-voluntary-simplicity-and-frugal-living/</guid>
		<description><![CDATA[How much is enough?  Do you feel you need to slow down?  Is your budget busting at the seams?  Have your felt your busy and materialistic lifestyle screaming to you to make some kind of change to down size or simplify your life?   To watch the world of voluntary simplicity [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Consider Real Estate Investment Trusts (REITs) for Your Individual Retirement Account (IRA)</title>
		<link>http://topinvestorzone.com/26/consider-real-estate-investment-trusts-reits-for-your-individual-retirement-account-ira/</link>
		<comments>http://topinvestorzone.com/26/consider-real-estate-investment-trusts-reits-for-your-individual-retirement-account-ira/#comments</comments>
		<pubDate>Fri, 23 Jul 2010 14:50:26 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Retirement Investing]]></category>
		<category><![CDATA[benefits financial advice]]></category>
		<category><![CDATA[Canada Australia]]></category>
		<category><![CDATA[Equity Reits]]></category>
		<category><![CDATA[Fibras]]></category>
		<category><![CDATA[financial investment advice]]></category>
		<category><![CDATA[financial planning advice]]></category>
		<category><![CDATA[Health Care Facilities]]></category>
		<category><![CDATA[Individual Retirement Account]]></category>
		<category><![CDATA[Individual Retirement Accounts]]></category>
		<category><![CDATA[Iras]]></category>
		<category><![CDATA[Legal Framework]]></category>
		<category><![CDATA[Mobile Home Communities]]></category>
		<category><![CDATA[Preferred Stock]]></category>
		<category><![CDATA[Real Estate Investment]]></category>
		<category><![CDATA[Real Estate Investment Trusts]]></category>
		<category><![CDATA[Retail Malls]]></category>
		<category><![CDATA[Retirement Investing Advice]]></category>
		<category><![CDATA[Retirement Planning]]></category>
		<category><![CDATA[retirement stock advice]]></category>
		<category><![CDATA[Self Storage]]></category>
		<category><![CDATA[senior investing advice]]></category>
		<category><![CDATA[Stock Equity]]></category>
		<category><![CDATA[Stocks And Bonds]]></category>
		<category><![CDATA[Storage Centers]]></category>
		<category><![CDATA[Structured Investments]]></category>
		<category><![CDATA[Taxable Income]]></category>

		<guid isPermaLink="false">http://topinvestorzone.com/26/consider-real-estate-investment-trusts-reits-for-your-individual-retirement-account-ira/</guid>
		<description><![CDATA[The Advantages of Real Estate Investment Trusts (REITs) for Individual Retirement Accounts (IRAs)

Although some publicly traded Real Estate Investment Trusts invest in mortgages or other assets, most are equity REITs:  corporations or trusts that own and operate real estate properties that generate income that is paid to investors.

The famous attraction is that publicly traded [...]]]></description>
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		</item>
		<item>
		<title>International Market Conditions in Chile</title>
		<link>http://topinvestorzone.com/25/international-market-conditions-in-chile/</link>
		<comments>http://topinvestorzone.com/25/international-market-conditions-in-chile/#comments</comments>
		<pubDate>Wed, 21 Jul 2010 23:11:22 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Foreign Exchange]]></category>
		<category><![CDATA[Account Deficits]]></category>
		<category><![CDATA[Chile Economy]]></category>
		<category><![CDATA[Countries In Latin America]]></category>
		<category><![CDATA[Country Chile]]></category>
		<category><![CDATA[Crop Yields]]></category>
		<category><![CDATA[Different Parts Of The Globe]]></category>
		<category><![CDATA[exchange rate]]></category>
		<category><![CDATA[Export Earnings]]></category>
		<category><![CDATA[foreign currency exchange market]]></category>
		<category><![CDATA[Foreign Exchange Market]]></category>
		<category><![CDATA[foreign exchange market definition]]></category>
		<category><![CDATA[foreign exchange rates]]></category>
		<category><![CDATA[Foreign Trade Barriers]]></category>
		<category><![CDATA[forex]]></category>
		<category><![CDATA[Free Trade Agreements]]></category>
		<category><![CDATA[functions of foreign exchange market]]></category>
		<category><![CDATA[Government Procurement]]></category>
		<category><![CDATA[Import Activities]]></category>
		<category><![CDATA[Import Policies]]></category>
		<category><![CDATA[Macroeconomy]]></category>
		<category><![CDATA[Major Trading Partners]]></category>
		<category><![CDATA[Monetary Policies]]></category>
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		<description><![CDATA[Executive Summary

Since the later part of the 1990s, Chile has gone to liberalize and reform its already open investment and trade regimes. It is coping with the demands of having free trade agreements with countries from different parts of the globe. Along this line, this paper details Chile&#8217;s macroeconomy with special focus on international trade. [...]]]></description>
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